About Us

Hoping Veterans mission and values will be posted soon.

We are also a connector and do our best to help you find the resources you seek.

Check back soon.

Terry’s Veteran Story

I am a United States Veteran who has spent my life protecting others. I served my country with pride, and now I use that same commitment to protect American families. Over the years, I have seen how many people face legal problems, IDentity theft, and everyday challenges without anyone to guide them. The values I learned in the military shaped my mission today. I want people to feel prepared, supported, and confident before problems strike.

Who I Protect & Empower and Why It Matters

After watching so many families and small businesses struggle with IDentity and legal issues alone, I knew I needed to step in. In 2005, I partnered with a company that has spent more than fifty years helping people stay protected and prepared.
I chose IDShield and LegalShield because they offer real protection at a price people can afford, and they allow me to continue my mission of service by giving others the peace of mind they deserve.

The Mission Behind Ray of Sunshine ~ the umbrella of HOPING Veterans!

Through Ray of Sunshine, I work to bring clarity, confidence, and protection to the people and communities I serve. I specialize in small business and employee benefits, offering voluntary benefits at no direct-cost to employers and affordable protection for business owners.

With 4.5 million+ members and 140,000+ small businesses protected & empowered, we’re growing fast. And with more than 350 million people and 31 million+ small businesses still unprotected, I’m always looking to partner with those who share a commitment to serving and safeguarding others.